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How to buy Monero without KYC or ID
Monero is private money, so it makes sense to acquire it privately. "No-KYC" means no identity verification — no photo of your passport, no selfie, no account tied to your name. Here are the four routes that require none of that, from easiest to most private, and exactly how to use each.
First: a wallet that's yours
No-KYC only works if the Monero lands somewhere no one else controls. Install Cake Wallet (mobile) or Feather (desktop, Tor-friendly), write down the 25-word seed on paper, and copy your receive address. Wallet guide →
1 · No-KYC instant swaps (easiest)
If you already hold any crypto — BTC, LTC, USDT, ETH — you can convert it to XMR in minutes with no account. The service gives you a deposit address, you send your coin, XMR arrives in your wallet.
- Compare rates so you don't overpay — providers differ a lot. Use SwapRaven (no-KYC aggregator) or MoneroPriceNow (live prices).
- Enter your XMR receive address and the amount you want to swap.
- Send the input coin to the address shown and wait for confirmations.
- TrocadorPrivacy-first aggregator, Tor & I2P sites, best-of-many rate.Go →
- StealthEXNo account, no limits.Go →
- ChangeNOWFast, no registration.Go →
- ExolixHigh limits, clean UI.Go →
- FixedFloatQuick fixed-rate BTC→XMR.Go →
Privacy note: a swap is only as private as the coin going in. If you bought that BTC with KYC, the swap still traces back to you — great for convenience, not for anonymity. To break the link entirely, use P2P, cash or an atomic swap below, or start from coins you earned/mined.
2 · Peer-to-peer (fiat, no ID)
Buy XMR directly from a person and pay with bank transfer, cash or gift cards, protected by decentralized escrow. Since LocalMonero shut down, the ecosystem runs on Haveno-based networks like RetoSwap.
- Install a Haveno-based P2P app (desktop). It connects to the trade network over Tor.
- Pick a sell offer matching your currency and payment method; funds go into escrow.
- Pay the seller as agreed; once confirmed, escrow releases the XMR to you.
See current P2P options in Monerica's directory.
3 · Atomic swaps (trustless BTC → XMR)
Swap Bitcoin for Monero directly wallet-to-wallet with no company in the middle. Tools like UnstoppableSwap give the COMIT BTC↔XMR protocol a simple interface. Either the whole swap completes or nothing moves — no one can run off with your funds.
4 · Cash (most private)
No bank, no card, no trail. Trade cash by mail or in person through a P2P marketplace, or use a Monero-capable ATM. Full walkthrough on our buy-with-cash guide.
Find the best no-KYC rate
Compare live swap rates across no-KYC exchanges and buy straight to your wallet.